Consulting service providers

Psychological counselling

This service is intended for people who feel that their ability to find work and chances of being hired are affected by a situation that is difficult to solve by themselves. Numerous situations, such as losing your job, doubting your skills and abilities or feeling afraid and uncertain when entering the labour market, might make you feel like you need to be heard or offered professional support.

A psychologist as a neutral individual can assess your situation from an objective standpoint and help analyse the problems and questions you may have.

If you feel that you need psychological counselling, tell your Unemployment Insurance Fund adviser, who will introduce the service to you and direct you, if necessary. People registered as unemployed and employees who have received a redundancy notice can turn to psychological counselling.

People registered as unemployed and attending psychological counselling receive transport and accommodation allowance.

Debt counselling

Loss of employment can influence you income significantly. In order to not find yourself in debt or to keep your existing debts from escalating, you should determine a way to cope with your loan commitments as soon as possible. 

You should turn to a debt counsellor if you have any of the following problems.

• you do not know how to manage on your income;
• you are afraid that you may encounter problems with repaying loans;
• you have taken SMS loans, other short-term loans or used credit cards and cannot pay back those loans;
• you are having trouble with the repayment of home loans;
• you have been summoned due to a failure to comply with your loan obligations or your accounts have been seized;
• you are having trouble with paying rent and utilities;
• you have other problems that have occurred in relation to debts.

The debt counsellor will help you review your existing obligations and provide guidance on how to proceed and what to do. They will assist you in making payment schedules and will tell you about your rights and obligations so that no new debts will arise in the future. If necessary, the debt counsellor will help you prepare documents for court and direct you to other professionals.

Before you go to a debt counsellor, determine how much you owe and to whom. When meeting a debt counsellor, bring along all of your debt-related documents (e.g. loan agreements, debit notes, summons, notices from collection agencies, etc.) and, if possible, envelopes in which they were sent to you.

People who have registered as unemployed and employees who have received a redundancy notice are able to turn to a debt counsellor. If you want to go see a debt counsellor, let your consultant know, so that they can introduce the service to you in greater detail and will, if necessary, direct you to the service.

People who have registered as unemployed and who take part in debt counselling, will receive commuting and accommodation benefits, if necessary.

Addiction counselling

Addiction develops over a lengthy time period. The sooner this process is interfered with, the less you will experience negative consequences. Addiction counselling provides support to those who want to overcome an addiction or get it under control. The counsellor will help you find solutions to tensions and problems, so you can cope better and be able to focus more on finding and keeping a job. Together you will analyse the causes behind your problematic situation and find new opportunities and solutions for the future. The counsellor will also help in mapping out treatment and other support options.

You should turn to an addiction counsellor if any of the following statements describes your situation.

• you are no longer engaged in things that have previously been of interest to you;
• regardless of desire, you can not change your behaviour;
• when you do try to abandon the addictive behaviour, you get restless, upset, and feel lousy;
• addictive behaviour is a way of escaping problems or alleviating feelings of helplessness, guilt or anxiety;
• your relatives have said that they are worried about you;
• you lie to your loved ones about your behaviour.

Counselling is more effective if you have a strong desire and motivation to change your situation.

People who have registered as unemployed and employees who have received a redundancy notice are able to turn to an addiction counsellor. If you want to go see a debt counsellor, let your consultant know, so that they can introduce the service to you in greater detail and will, if necessary, direct you to the service.

People who have registered as unemployed and who take part in addiction counselling, will receive commuting and accommodation benefits.